Central Insurance - Brokers and Risk Managers

Liability

In addition to your physical assets and guarding against their loss or damage, your legal, moral and social responsibility towards your employees, members of the public and others who may be affected by your work activities and/or products has never been more important or potentially costly.

Employers Liability / Health & Safety

Sound health and safety management is a legal requirement and companies failing to meet with their statutory obligations can, and are, prosecuted.

This is not the only reason for being interested in good health and safety management systems within all businesses employing 5 or more employees. The benefits go far beyond the scope of legal compliance and meeting Insurer requirements to include employee, customer and business security. Our loss prevention services include:

    • Evaluation, implementation and training on health and safety systems
    • Safety management system design
    • Policy development
    • Design and implementation of appropriate safety standards and procedures
    • General and specific risk assessments
    • Specialist advice on legal requirements and compliance
    • Management systems and procedures auditing
    • Behavioural safety
    • Ergonomics

Product Liability / Product Recall

When we are providing consultancy in respect of your products and the associated liability and recall issues associated with them, it is important that we fully understand the risks before we are able to help eliminate, reduce, manage or transfer them. To achieve this we will conduct an on-site evaluation and review your operations and the product safety arrangements which would typically include a review of:

    • Past/Current/New Products
    • Inherent Risks/Customers/End-Users
    • Sales
    • Loss History
    • Product Hazard Analysis/Design
    • Manufacturing/Quality Control
    • Customer Complaints
    • Warnings and Instructions/Recall Procedures

 Our evaluations will assess all aspects of your business including such areas as vendor selection/management, quality control and engineering. By working with us in partnership to conduct these evaluations we will assist you in identifying and correcting potential product liability problems

Environmental

We all recognise and appreciate the benefits of good environmental risk management.

The development and implementation of good standards which are then maintained reap many rewards whilst protecting against legal penalties, loss of image etc. They also have the positive advantage of enhancing the reputation of your business, whilst also saving time and money through pro-active prevention, rather than reactive clear up costs which are always significant.

We are able to offer assistance in making sure that your controls are appropriate by evaluating:

  • Management Systems
  • Hazardous Materials
  • Air Emissions
  • Waste Water
  • Solid Waste